Why Final Expense Insurance?

                  The average funeral in the United States costs over $9,000. Without coverage, that burden falls on your spouse, children, or grandchildren during the most difficult time of their lives.


No medical exam · A+ rated carriers · Licensed agents standing by

Lock in My Rate

If you're a U.S. resident over 50, this little-known burial insurance plan could protect your loved ones from the crushing cost of your final expenses — for as little as $30 a month for a $5000 cremation coverage policy. Much more total coverage is available as well. Most seniors don't realize this coverage exists. It's designed to cover funeral bills, medical debt, and end-of-life expenses — so your family isn't left holding the bag.

  • No medical exam — instant approval plans available
  • Covers funeral costs, medical bills & debts
  • Rate is locked in — never goes up
  • Benefits paid tax-free within 24–48 hours


          Lock In Your    Rate Before Your Next Birthday
​           Final expense rates go up every year. Click the "Lock in My Rate" below or                          Call (844) 390-0017 now and get covered in one phone call.
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Lock in My Rate

Families Who Got Peace of Mind



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Covers Funeral Costs

Caskets, burial plots, services, and headstones can exceed $15,000. Your policy pays out tax-free cash benefits directly to your loved ones.


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Locked-In Rates

Your premium never increases, and your coverage never decreases — even if your health changes.




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Protects Your Spouse

Prevent your partner from draining retirement savings or going into debt to pay for your final arrangements.


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Pays Medical Bills

Leftover hospital, hospice, and nursing home bills are covered, so debt collectors don't harass your family.






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No Medical Exam

Simplified and guaranteed-issue plans available. If you have diabetes, heart conditions, or COPD, you can still qualify.


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Peace of Mind

Sleep well knowing your family is protected. One simple policy, for the rest of your life.





This website is an advertisement for insurance and is not an insurer. Coverage is underwritten by licensed insurance carriers. Rates and availability vary by state, age, and health. Not available in all states. Guaranteed acceptance products typically include a graded benefit period.

                           EST Insurance Group
                           Contact: (844) 390-0017
​                           estgroup@outlook.com